What You Need to Know About Your Fire Damaged Vehicle

Posted on September 26, 2022 by junkcars17

If your car catches fire, there are some things you need to know about insurance coverage and the claims process. Since there are different scenarios that can cause a car to catch fire, you can expect to come across different limits of coverage and procedure for each. Continue reading to learn some basic information about car insurance claims and coverage in the case that a vehicle is burned down in a fire.

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Not All Car Fires Render a Totaled Car

Car fires will clearly do a lot of damage to a vehicle. In most cases, cars are rendered a total loss after an engine or chassis fire. Fortunately, most insurance policies offer additional coverage for fires. This is called “comprehensive coverage”, and it will cover damages caused by a fire regardless of how the blaze occurred. However, this type of coverage must be purchased before a fire occurs. Some of the most common causes for automotive fires include car accidents, engine fires, garage fires, and arson.

Motor Vehicle Accidents

Motor vehicle accidents are one of the most common causes for car fires. Serious vehicular collisions and accidents can damage fuel lines and fuel tanks, which leads to gasoline leakages. A tiny spark from metal colliding together is all it takes for combustion to happen. This is often the reason why fires break out after a car accident.

In terms of insurance coverage, the answer can be complex. Depending on how the blaze occurred and the parameters of your coverage, the damage could fall under comprehensive or collision. It is necessary to discuss this with your insurance adjuster to learn the details pertaining to your particular policy. If you do not have collision coverage insurance, there is still a possibility that it could be covered under comprehensive.

Garage Fires

In the case of garage fires, which are more common than you think, vehicles can experience a severe amount of damage. Most of the time, they are rendered totaled. Because garage fires are commonly caused by a household hazard or malfunction, people tend to assume that homeowners’ insurance will cover the damages to their vehicles; but the truth is that homeowners’ insurance never covers vehicles. Instead, cars damaged in garage fires are only covered under comprehensive coverage.

Engine Fires

Engine fires generally result in a total loss vehicle. That is because the cost to purchase and install a new engine is often close to the actual cash value of the vehicle. In this case, comprehensive coverage will cover engine fires. However, it is important to know that car insurance policies do not typically cover mechanical defects in car engines. Fires are the exception to this rule. Whether a vehicle is a total loss or not, a car insurance policy will likely pay the actual cash value of the vehicle minus the owner’s insurance deductible.

Arson

There’s not much to say about the criminal act of arson, except that it does happen to vehicles and the damages can be covered by car insurance policies. Comprehensive coverage covers vandalism, so if a vehicle is intentionally set on fire, the damages are covered so long as a police report is made.

Sell a Burned Car in Indianapolis for Cash on the Spot

If your car is damaged in a fire, you likely have a total loss vehicle on your hands. Sell your totaled car for cash on the spot to a local junk car buyer. They will pay you cash for the actual cash value of your vehicle. This is sometimes more than what you can get from your insurance company!

Not sure which Cash for Cars Company in Indy to trust for the highest junk car payout? Contact GC’s Junk Cars at 317-608-2188 to speak with a licensed and qualified junk car buyer about scrapping a burned vehicle in Indianapolis, Indiana. We provide free phone quotes and junk car removal!

What You Can Do With an Old Car

Posted on August 18, 2022 by junkcars17

An old car that does not run anymore probably doesn’t serve you any purpose. But it can serve a purpose for someone else! For this reason, there are several viable ways to get rid of an old car you no longer want. Continue reading to learn the best options for getting rid of an old, broken down car in Indianapolis.

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How to Get Rid of an Old Car That Does Not Run

Believe it or not, your old car can still be put to good use. Depending on what’s available to you, you can choose to trade it in, repair it, donate it, sell it as is, part it out, or junk it. Review some common advantages and disadvantages of each option below to better understand which route is most compatible with your objectives.

You Can Trade It in to the Dealership

Trading in an old car to the dealership is not an option for everyone. Not all dealerships take trade-ins, and the ones that do generally have very strict guidelines for the vehicles they accept. If your old car is in decent condition and still runs, your dealership might give you the trade-in value along with any current promotions or buying incentives. This is beneficial because it can help lower the cost of a new car.

You Can Have It Repaired

If your old car is still in pretty good condition but doesn’t run, you can choose to have it repaired. After some factory scheduled maintenance and parts replacements, you can get your car up and running again. The downside to this option is the cost. Old cars will generally need a lot of repairs and several parts replaced to make it operational. If your old car is a classic or has sentimental value, it could certainly be worth the investment.

You Can Sell it “As Is”

If you don’t want to mess with the hassle of getting rid of an old car, you can simply list it and sell it as is. This means you sell the vehicle without doing any type of maintenance or repair to it before signing it over to another person. You can choose to sell your old car privately, online, or at a local dealership that accepts broken down cars.

You Can Dismantled and Sell its Parts

With an old car, you always have the option of parting it out. This means you would hire a mechanic to dismantle the vehicle piece by piece, then you would personally list each part for sale, either online or in the classified ads. The downside to this tedious nature of the product, and the hassle of listing, negotiating, and selling each part. The upside is the profit. You can typically make more money from parting out of vehicle than you can selling it as is, but only if you can somehow abate the cost of hiring a mechanic.

You Can Donate It

Car donations are a philanthropic option for those who like to give back to their community. You can donate your old car to your church, to the Salvation Army, to a veteran’s organization, or to an auto recycling center. Not only is this a benevolent way to get rid of an old car, but it is also tax-deductible.

You Can Sell it to a Junk Car Buyer

If your old car is totally junked and there is no hope in repairing it back to an operational condition, your easiest option is to junk it at a local auto salvage yard. If you choose a reputable and responsible Indianapolis cash for cars company, you might also enjoy free towing service, a high payout, and friendly assistance.

But which junk car buying business can offer all of you all of these amenities and more? Contact GC’s Junk Cars at 317-608-2188 to sell a junk car for cash in Indianapolis, Indiana. We offer free towing with our in-house tow truck, so all you have to do is call and accept our offer!

The Difference Between Chop Shops and Auto Salvage Yards

Posted on August 9, 2022 by junkcars17

Many people misinterpret the operations and intentions of an auto salvage yard. Those even more misinformed compare auto salvage businesses to chop shops. But these misinterpretations could not be farther from the truth. Continue below to learn the true and significant differences between chop shops and auto salvage yards, and why the distinction is so important.

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A Chop Chop is NOT the Same as an Auto Salvage Yard

Chop Shops

Chop shops are illegal garages run by criminals, namely organized crime syndicates, who employ mechanics to dismantle car parts from stolen vehicles and sell them on the black market. Chop shops are an illegal operation that take advantage of innocent victimized by grand theft auto. Although most people who steal cars tend to dump them after their joyride is through, many others sell them to chop shops. So, you can instantly see how chop shops are nothing like auto salvage yards.

Auto Salvage Yards

Auto salvage yards are legally operated businesses that accept junked and totaled vehicles for auto recycling and repurposing applications. Such businesses adhere to local, state, and EPA guidelines for safe and responsible auto scrapping and recycling. Not only do they pay the public for junk cars and similar motorized commodities, which is excellent for the economy, but they also dismantle junk cars for refurbishable car parts that can be sold at a discounted price to the general public. They responsibly process all remaining scrap metal, which is a significant environmental benefit of auto recycling.

Much of the metal taken from junked cars, mostly iron and steel but also aluminum, copper, and even precious metals like platinum and gold, are repurposed back into newer car parts. The steel and iron are recycled from vehicles is often used to construct bridges, appliances, road signs, and much more. Junk cars and scrap vehicles also contain a lot of plastic, which is properly repurposed into new plastic commodities. Tires and batteries are recycled too.

If you have a totaled car, truck, or motorized commodity like a tractor or forklift, it has not gone to waste. Contact a reputable Indianapolis auto salvage yard to get a free quote for your scrap asset. You can earn up to $500 for junk car! By choosing the right junk car buying business, you can enjoy free junk car removal and the highest cash payout around. A responsible and well-established Cash For Cars Company in Indianapolis will have the adequate capital to pay out the full value of your junk vehicle, plus deliver a wide range of amenities that make the junk car selling process easy and convenient for you.

Not sure which junk car buying professionals will offer you this level of service and convenience? Well, you’ve already found them! Contact GC’s Junk Cars at 317-608-2188 to sell a junk car for cash in Indianapolis, Indiana. We offer free towing with our in-house tow truck, so all you have to do is call and accept our offer!

Why Did the Car Dealership Give Me a Low Trade-In Value?

Posted on July 13, 2022 by junkcars17

When you take your car into the dealership to trade it in for a new one, nothing is more disappointing than hearing that your trade-in value is not enough to cover the car you had in mind, or any for that matter. How do car dealerships determine trade-in value? Why did they offer you so little for your trade-in? Is their offer fair? Is it possible to increase your car’s trade-in price? These are all important questions to explore to better avoid falling victim to a low-ball offer from the dealer.

Continue reading to learn more about car dealership trade-in factors, including the scale used to generate offers.

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Dealership Trade-In Values Will Always Be Less Than a Private Sale

It is important to understand that you will always make less from a dealership trade-in than you would by selling your vehicle to a private buyer. Those who prefer dealer trade-ins over private car sales are typically well-off, economically, and do not mind the loss they take for the sake of convenience. Others might prefer this route if they have limited time to make the sale or if they are temporarily located for work.

How Car Dealers Calculate Trade-In Pricing

There are many factors that dealerships rely on to generate a trade-in price for a vehicle. Of all the various factors, the top three factors that will have the most impact are: 1) the current demand for the particular make and model car; 2) the current condition of the car, including the mileage; and 3) the extent of needed repairs or replacements.

With these factors in mind, you can understand what you can do to increase your car’s trade-in value. Something as simple as washing and detailing your vehicle can get you a better offer. You can also make any small repairs or replacements, even if it’s just new windshield wipers and floor mats or removing bumper stickers.

Lastly, be sure to look up your make and model’s current market value using a trusted resource like Kelly Blue Book (KBB) or VehicleHistory.com. Use these portals to compare your findings to the dealer’s offer. This knowledge will protect you from being taken advantage of by a large, commercial dealership.

Alternative to Dealer Trade-Ins

You can choose to sell your car to a trusted and experienced Indianapolis auto salvage lot that would pay you for the scrap value of your vehicle. Not only do they retain the proper resources and equipment to generate an accurate offer, but they pay cash on the spot and provide free car pick-up.

Would you like an easy and profitable way to sell a car in Indy? Contact GC’s Junk Cars at 317-608-2188 to get started on the car selling process, today! Our Indianapolis IN junk car buyers pay cash on the spot for all vehicles, no matter the condition! Plus, we offer free junk car removal! No hidden fees, ever!

How to Wash a Junk Car With Rain

Posted on June 8, 2022 by junkcars17

When you are ready to sell a junk car that has been occupying your precious square footage for far too long, preparation is the key to earning the most cash. Not only should you remove all of your personal belongings and aftermarket automotive accessories you wish to keep, but you should also clean the car up. Aside from clearing out the trash and leafy debris, washing the outside of a junk car can help you get a better offer from junk car buying companies. But don’t waste your time, effort, or worse, hard-earned money, getting your junk car polished up at the local car wash.

Here’s a great, Eco-friendly solution instead: naturally wash your junk car using the rain! That’s right; you can give your junk car a good cleansing by simply prepping it before a big rainstorm. Continue below to learn how!

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Rain is Naturally Soft

Rainwater is naturally soft, which means it is entirely free of hard minerals. Once rain hits the ground, it permeates the underlying layers of soil, clay, sand, and aggregate, collecting hard minerals along the way. Depending on the level of water hardness in your region, your hose water could have these same hard minerals. This means that washing your car with rain can actually render better results because rain does not leave behind the remnants that hard mineral ions do. Such hard minerals can cause corrosion, spotting, and discoloration on vehicle paint and tires.

Tips for Washing Your Car in the Rain

First and foremost, you will need a lot of rain in the forecast. Keep your eye out on the weather and choose a day that predicts at least a 75% chance of rain. You want enough rainfall to adequately cleanse and rinse your junk car. A 30 minute rain shower may do the trick, but a heavier, more persistent rainstorm would be better.

Once you know which day will bring on the most precipitation, you can gather your supplies. You will need a non-toxic, biodegradable car wash soap, which you can purchase online or at any department store, auto parts store, or home improvement store. You will also need something to smear the soap in with, such as a sponge, rag, or towel.

How to Get Started

Be sure your junk car is in a position that will expose it to as much rainfall as possible. If it sits below an awning or carport, you will need to move it, otherwise you cannot wash it in the rain.

Begin smothering your junk car with the biodegradable car wash solution using your sponge or rag. It’s important to use a non-toxic, biodegradable car wash solution because you don’t want the water run off to negatively affect the surrounding environment.

Once you feel confident that your junk car is generously covered in a layer of car wash soap, you are all done! Now just sit back, kick your feet up, and wait for the rain to do all the work for you!

Now that your junk car is clean and sparkly, put it to good use by selling it to a local Indy auto salvage yard for cash on the spot! Contact GC’s Junk Cars at 317-608-2188 to sell your junk car in Indianapolis, Indiana for cash on the spot! We provide free junk car removal, so we come to you!

How Much Does it Cost to Tow a Junk Car?

Posted on May 31, 2022 by junkcars17

If your auto insurance policy doesn’t include a roadside assistant perk, you may be left to pay for junk car towing yourself. Continue reading to learn the average rates for towing a wrecked, junked, or totaled car to an auto salvage lot, plus how you can get the best deal on salvage towing in Central Indiana.

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Junk Car Towing Fees

Most junk car companies provide towing service and include the cost of the service in their offer or final payout. So, it is unlikely that you will find a buyer that requires you to make your own towing arrangements. However, be prepared just in case. Research the average towing rates among the local businesses in your area so that you have a base understanding of the market. You can use these local rates as a comparison when asking about the rates offered by junk car buying companies.

Junk car companies use different approaches to junk car removal towing. Some companies have their own tow trucks, while others use a middleman operation to tow junk cars to their lot. Either way, junk car companies that charge a fee for junk car removal will adjust their rates based on the cost for them to provide towing. After all, they are in business to make money. As a result, junk car towing fees are usually high.

Average Cost to Tow a Junk Car

The average rate to tow a vehicle to an auto salvage lot in Indianapolis using a private towing service will depend on the set rates for the business, the location of your vehicle, and the type of vehicle you are scrapping. On average, you can expect to pay anywhere from $75 to $250 to tow a junk car to an auto salvage yard. Smaller cars that are closer to the destination will cost less to tow than large cars that are father away, and so forth. The level of difficulty to access the car for towing will also have an impact on the towing fee.

Junk car companies charge much less the private towing businesses. You can expect to be charged anywhere between $25 and $80 for junk car towing through a Cash for Cars company. However, the same factors used by private towing businesses are used by junk car companies to generate an offer for a junk vehicle. So, if your car is far away, difficult to access, and low in scrap value, you will be offered a lower payout. Upon your payout, junk car companies deduct a towing fee.

How to Get Free Junk Car Removal in Indianapolis

There is a way to avoid paying for junk car towing in Indiana. Choose GC’s Junk Cars as your Indianapolis junk car buyers! We provide FREE TOWING for junk cars, trucks, motorized vehicles, boats, and more! Best of all, we pay CASH ON THE SPOT!

As a leading Cash for Cars Company in Central Indiana, we are well-established and sustain the necessary capital to provide the MAXIMUM PAYOUTS for junk cars, plus convenient, cost-efficient amenities, like free offers and free junk car removal! We can offer free towing because we have our own, in-house tow trucks, which means there is no middleman in our junk car selling process! You get paid more and charged less when you sell a junk car in Indianapolis to GC’s Junk Cars!

Are you ready to get in touch? Contact GC’s Junk Cars at 317-608-2188 to get started with the junk car selling process in Indiana. We serve all of Central Indiana, including Bloomington, Avon, Greenfield, and Zionsville.

The Only Papers You Need to Keep in Your Car

Posted on April 15, 2022 by junkcars17

There are many important documents that need to be saved and kept in a safe place. Things like your passport, house deed, birth certificate, Social Security card, mortgage agreements, and similar paperwork are best-kept at home, preferably in a safe or locked file cabinet, or in the safety security box. However, there are some documents that should be kept in your car and not in your house or office.

Continue reading to learn which documents should and should not be kept in your car.

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Important Car Documents to Keep Inside the Vehicle

Proof of Insurance

Whether you are stopped for routine traffic violation or involved in a minor car accident, the very first thing that will be asked of you is proof of automotive insurance. It is the state law to have minimum liability insurance coverage for vehicles that are actively driven. Whether your automotive insurance company provides you with an insurance card or a packet of documents, it is important to keep that information inside of your vehicle at all times. If you are stopped by law enforcement while driving and you do not have proof of car insurance on you, you will be penalized.

Car Registration

The other important document that should always be kept inside of your vehicle is the car registration. The law requires all driven vehicles to be registered with the state. It is typically a long rectangular document made with the thicker paper. Store it inside of your glove compartment or in a durable, preferably zip-up, folder under your seat. Driving without your car registration on you can put you at risk of being ticketed by police in the case that you are ever pulled over or involved in a car accident.

Roadside Assistance Card

Although optional, it is a good idea to keep your roadside assistance card in your vehicle for emergencies. If you are not a paying member of a roadside assistance program, keep any local or statewide roadside assistance company contact information in your car.

Leave These Car Documents at Home:

Title

There are some car documents that should never be kept inside the vehicle, and your title is one of them. Always keep your car title a home in a safe location. If you lose the car title, you can subject yourself to the risk of identity theft or loss of certain rights to your vehicle. If you have lost your car title, or it has been stolen or damaged, you can apply for a duplicate title at your local BMV.

Car Payment Paperwork

Any paperwork that pertains to your car lease or car financing plan should never be kept inside the vehicle. If you are making payments on your vehicle, don’t keep this information in your car. Again, it can be used for identity theft purposes or even pose the risk of mistakenly missing payments.

Is your car past the point of being driven and now you just want to get it off your hands in the easiest way possible? Well, make a profit while doing it! Contact GC’s Junk Cars at 317-608-2188 to receive a free cash for cars offer! We accept all make and model vehicles, regardless of condition. We also provide free junk car removal!

How to Tell if Your Car Has Bad Spark Plugs

Posted on March 30, 2022 by junkcars17

You don’t have to be a mechanic to know when something’s going wrong within your vehicle. Many automotive systems and parts will present signs that indicate they need repaired or replaced, including the spark plugs. Not sure what spark plugs do? Don’t know how to look for signs of bad Spark plugs? No problem.

Continue reading to learn how to tell if your car has bad spark plugs, plus what you can do if your car is no longer a good candidate for repair.

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Spark Plug Basics

Your vehicle contains all sorts of electrical systems and devices. That is exactly what your spark plugs are. They are small, internal electrical devices designed to trigger combustion within the engine by igniting the air-fuel mixture within the combustion chambers of the engine’s cylinders. This in turn provides power to the engine and allows you to drive your vehicle. So, if your spark plugs are bad, you’re not going to have any luck turning over the ignition, nor maintaining smooth driving operation.

Spark Plug Replacement

The good news is that spark plugs tend to last a long time. In fact, you probably won’t have to change at your spark plugs until you take your car in a few times for routine service. Your mechanic will likely tell you when you need your spark plugs replaced. More good news is that spark plug replacement is typically inexpensive because they are on the cheaper side of automotive parts. Keep in mind, you will need to pay for labor to have them installed in addition to the price of the spark plugs.

Generally, spark plugs can last up to 100,000 miles or more. It is suggested that copper spark plugs do not last as long as industry conventional spark plugs made of platinum or iridium. Refer to your owner’s manual for specific recommendations on spark plug replacement for your make and model vehicle.

Common Signs of Failing Spark Plugs

Ready to learn how to spot the signs of bad spark plugs in your vehicle? Your spark plugs might be going bad if any of these statements are true about you and your vehicle:

▶ You are experiencing poor gas mileage.
▶ The engine continues to misfire.
▶ You have trouble starting your engine.
▶ Your vehicle accelerates slowly, or slower than before.
▶ Your vehicle has rough idling.

It is important to have your spark plugs replaced in a timely manner so that you can get the best use out of your vehicle. If you fail to provide your car with the proper maintenance and repairs along the way, it will eventually total out. Once your car is a total loss, it is no longer a good candidate for repair. In such a case, you can sell it to a local junk car buyer in Indianapolis for cash on the spot.

Are you ready to get started with the junk car selling process in Indianapolis? Contact GC’s Junk Cars at 317-608-2188 to learn the honest scrap value for your junk car from a licensed Indiana auto salvage associate. We provide free junk car removal too!

Do You Need Car Brake Repair or Replacement?

Posted on March 9, 2022 by junkcars17

Do you suspect that your car brakes are acting funny, but not sure which signs to look out for to confirm your suspicions? Continue reading to learn how to tell if your car needs brake repair or brake replacement, plus what you can do if the cost to repair your vehicle is simply too high.

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How to Know if You Need Car Brake Repair or Replacement

It would be a perfect world if our cars and trucks never required routine maintenance and upkeep, but unfortunately that is not reality. Our vehicles require a specific level of care to preserve and sustain appearance, performance, and most importantly, safety. Routine maintenance such as windshield wiper blade replacement, radiator flushes, tire rotations, oil changes, tune-ups, and more, are critical to overall vehicle preservation.

One of the most important components to keep in a safe and functional condition is the braking system. This system requires special attention in order to keep you safe on the road and protect your investment. If you neglect your car brakes, not only can it cause extra damage to your vehicle, but it can also lead to your car being a total loss.

That is because, in many cases, when an entire braking system needs to be replaced, the cost can exceed the total value of the vehicle. In this situation, a person’s best bet is to sell their totaled car to a junk car buyer, purchase another vehicle, and then stay dedicated to a routine brake maintenance agenda to avoid vehicular damage.

Brake Pad and Brake Rotor Deterioration

To understand how to identify or look out for brake problems in your vehicle, first it is helpful to understand the basic components of a car brake system. There are four general parts: the hydraulic clamp, brake fluid line, brake pads, and brake rotors. Some may argue that brake pads and rotors are actually part of the wheel, but in this case, we will still include them because they can influence the need for brake repair.

In most cases, the brake lines and hydraulic clamp will not experience much wear and tear; they are built to last a long time. On the other hand, brake pads and rotors are susceptible to wear and tear at all times and will need replacing every few thousand miles or so. They are exposed to deterioration every time you drive because the pad presses against the smooth metal rotor every time the brake is applied. Over time, this pad is worn down and will make a recognizable noise to warn you that they are low.

Brake pads whine or hiss when they get low. The noise is actually the result of the bare pad scraping against the metal rotor (the metal disk that spins on the wheel) and causing friction between them. It can start out as a faint squeak and turn into a high-pitched squeal if neglected.

If you hear grinding, then the pad is most likely worn completely thin and is grinding against the rotor. This can really damage the brake rotors. The thickness of the brake padding, the amount of driving you do, and the way you drive all influence the number of times you will need to replace them.

When the Cost of Car Brake Repair is Too High

If you discover that your car brakes are shot and need to be replaced, but the cost exceeds the total value if your vehicle, you can still make it profitable by selling it to an Indianapolis junk car buyer. Choose a company that has premium electronic scales that can accurately assess the value of your junk car. Then use the cash toward another vehicle!

Is your vehicle in mechanical trouble but you can’t afford auto repair? Perhaps the cost of car brake repair is higher than the total value of your vehicle? If so, contact GC’s Junk Cars at 317-608-2188 to sell your total loss vehicle for cash on the spot to our trusted Indianapolis cash for cars company!

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How Does the Total Loss Process Work for a Wrecked Car?

Posted on February 28, 2022 by junkcars17

When your vehicle is damaged beyond repair after a collision or traffic accident, the insurance company will label it a total loss. Additionally, your vehicle can be deemed totaled by your insurance carrier if the cost to repair it exceeds its current market value. If you have recently wrecked your vehicle, continue reading for a brief explanation on how the total loss process works for a wrecked car, plus how you can earn cash for a totaled car if it was not insured at the time of the wreck.

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What is a Total Loss Vehicle?

A total loss vehicle is any car, SUV, truck, van, or motorized automobile that is so far damaged that the cost to repair it is higher than what the vehicle is valued at by the current market. So, let’s say that your wrecked car has a current scrap value of $2,400. If the cost to repair your wrecked car back to its original condition prior to the accident or collision is higher than $2,400, your insurance company will categorize it as a total loss. At this point, a few things will happen.

The Process of Filing a Total Loss Claim

The process of filing a total loss claim for wrecked car will vary depending on whether you own the vehicle or if you’re leasing or financing it. If you own your car, you can expect the total loss claim process to commence as follows:

File the Claim

First, you will report the claim to your insurance company the same day as your accident, or early the next morning. Simply give them a call (you can find the number on the back of your insurance car, within your insurance documents, or on an online directory) and tell the representative what you are trying to accomplish. They will place on the path in the direction you need to go.

Complete an Insurance Adjuster Inspection

This can depend on your particular insurance carrier, but in most cases of car accidents, the next step in the total loss claim process is to schedule an insurance adjuster inspection. This generally takes place within one or two days of the accident. Your insurance company does this to ensure that the automotive repair shop that does the damage estimate provides an accurate assessment and for the claim-related damages. This step prevents insurance fraud and deductible errors.

Rent a Car

Your insurance company may offer free rental car benefits under your policy if you file a claim for a totaled vehicle. Check with them to see if you are eligible for such benefits or if similar amenities are available to you.

Finalize the Claim Settlement

A few days after the insurance adjuster evaluates the damage to your vehicle and investigates the claim, you will be offered a settlement. In this step, you will review and finalize your total loss car insurance settlement by accepting the offer.

Locate the Car Title

After you accept and finalize the car insurance claim settlement, you will likely need to locate the car title so that you can give it to the insurance company.

Prepare Your Car for Pickup

Before you can get paid, you will need to release your wrecked car to the insurance company. Just be sure to take out all of your personal belongings and remove the license plate. When the tow truck arrives to collect your vehicle, you will need to sign some paperwork and sign over the car title.

Take Your Payment

One or two days after you release your wrecked vehicle to the insurance company, you should receive some final paperwork along with your insurance payment. This step might be done electronically, in person, or through mail. Now you can go buy another car!

Did you wreck and total a vehicle that was not covered by car insurance? Contact GC’s Junk Cars at 317-608-2188 to sell your junk car for cash on the spot to one of our Indianapolis Indiana junk car buyers! We even offer free junk removal!