There are many important documents that need to be saved and kept in a safe place. Things like your passport, house deed, birth certificate, Social Security card, mortgage agreements, and similar paperwork are best-kept at home, preferably in a safe or locked file cabinet, or in the safety security box. However, there are some documents that should be kept in your car and not in your house or office.
Continue reading to learn which documents should and should not be kept in your car.
Important Car Documents to Keep Inside the Vehicle
Proof of Insurance
Whether you are stopped for routine traffic violation or involved in a minor car accident, the very first thing that will be asked of you is proof of automotive insurance. It is the state law to have minimum liability insurance coverage for vehicles that are actively driven. Whether your automotive insurance company provides you with an insurance card or a packet of documents, it is important to keep that information inside of your vehicle at all times. If you are stopped by law enforcement while driving and you do not have proof of car insurance on you, you will be penalized.
The other important document that should always be kept inside of your vehicle is the car registration. The law requires all driven vehicles to be registered with the state. It is typically a long rectangular document made with the thicker paper. Store it inside of your glove compartment or in a durable, preferably zip-up, folder under your seat. Driving without your car registration on you can put you at risk of being ticketed by police in the case that you are ever pulled over or involved in a car accident.
Roadside Assistance Card
Although optional, it is a good idea to keep your roadside assistance card in your vehicle for emergencies. If you are not a paying member of a roadside assistance program, keep any local or statewide roadside assistance company contact information in your car.
Leave These Car Documents at Home:
There are some car documents that should never be kept inside the vehicle, and your title is one of them. Always keep your car title a home in a safe location. If you lose the car title, you can subject yourself to the risk of identity theft or loss of certain rights to your vehicle. If you have lost your car title, or it has been stolen or damaged, you can apply for a duplicate title at your local BMV.
Car Payment Paperwork
Any paperwork that pertains to your car lease or car financing plan should never be kept inside the vehicle. If you are making payments on your vehicle, don’t keep this information in your car. Again, it can be used for identity theft purposes or even pose the risk of mistakenly missing payments.
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