{"id":250,"date":"2019-06-07T09:29:01","date_gmt":"2019-06-07T09:29:01","guid":{"rendered":"https:\/\/www.junkcarsindy.com\/blog\/?p=250"},"modified":"2019-06-06T16:29:35","modified_gmt":"2019-06-06T16:29:35","slug":"faqs-about-total-loss-cars-and-claims","status":"publish","type":"post","link":"https:\/\/www.junkcarsindy.com\/blog\/faqs-about-total-loss-cars-and-claims\/","title":{"rendered":"FAQS About Total Loss Cars and Claims"},"content":{"rendered":"\n

When it comes to the claims process for a totaled car,\npolicy holders tend to have a lot of questions and concerns. The best way to\nlearn about your automotive insurance carrier\u2019s claims process is to contact\nthem directly and speak with a company agent. You can also scroll below to\nreview some of the most frequently asked questions and answers about total loss\njunk cars and insurance claims.<\/p>\n\n\n\n

\"Indianapolis
Indianapolis Junk Car Buyers 317-608-2188<\/figcaption><\/figure>\n\n\n\n

What is a Total Loss Vehicle?<\/h1>\n\n\n\n

A vehicle is considered \u201ctotaled\u201d when the cost to repair it\nback to its previous condition is more than the current value of the vehicle.\nInsurance companies and car manufacturers have stringent procedures and\nrequisites in place to determine these values. With a totaled vehicle on your\nhands, you may feel like you are at a total loss; however, if you have\ninsurance, you should be just fine depending on the level of coverage your\npolicy provides. <\/p>\n\n\n\n

Can I Keep a Totaled Car?<\/h1>\n\n\n\n

If you want to keep your totaled vehicle, you must inform\nyour insurance company. In this case, you can expect to receive less money for\nthe vehicle. If you were to accept money from the insurance company, and then\nkeep your vehicle, you could be found guilty of insurance fraud depending on\nthe specifics of your situation. Some policies allow people to keep their\ntotaled vehicle, while others include language that does not permit this at\nall. So always check with your provider for details regarding your policy\nlimits.<\/p>\n\n\n\n

Do I Need to Remove My Totaled Car From My Insurance Policy?\n<\/h1>\n\n\n\n

Yes, you will need to eventually have a totaled car removed\nfrom your insurance policy. After all, you don\u2019t need to cover a vehicle that will\nnever be driven again. But make sure you wait until after you return your\nrental car and the title or lease of the totaled vehicle is no longer in your\nname. Again, check directly with your insurance carrier for details regarding\nyour specific policy parameters.<\/p>\n\n\n\n

Who Will Get the Insurance Settlement Payment for the\nAccident?<\/h1>\n\n\n\n

With full coverage insurance, you can expect to receive\nmoney from your insurance provider to repair the damages, or to settle the note\nwith the lien holder and cover the cost of a new vehicle of equal current\nvalue. If you have liability coverage, you will mostly likely receive less from\nyour insurance provider, and have to pay more out of pocket.<\/p>\n\n\n\n

What Can I Do With a Totaled Car That is Not Covered?<\/h1>\n\n\n\n

If you do not have insurance, your best option is to junk\nthe vehicle for cash, and apply your profit toward a new car purchase. You can\ndo this by contacting a trusted junk car buyer and requesting a free phone\nestimate. If you accept their offer, they will usually come pick up your\nvehicle at no extra charge! Only reputable and highly professional junk car\nbuying companies offer this kind of service. <\/p>\n\n\n\n

Just Call Our Trusted Indiana Junk Car Buyers!<\/strong><\/h2>\n\n\n\n

Call GC\u2019s Junk Cars at 317-608-2188<\/strong> to sell a junk car in Indianapolis<\/a> to our reputable and honest Cash for Cars Company you can trust. We offer free towing with our in-house tow truck, so all you have to do is call and accept our offer! We will schedule a time to pick up your vehicle and pay you CASH ON THE SPOT!<\/strong><\/font> We accept all vehicles and motorized commodities, regardless of age or condition. Request a free estimate, today!<\/p>\n\n\n\n

\"GC\u2019s
GC\u2019s Junk Cars 317-608-2188<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

When it comes to the claims process for a totaled car, policy holders tend to have a lot of questions and concerns. The best way to learn about your automotive insurance carrier\u2019s claims process is to contact them directly and … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":251,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,132],"tags":[134,136,137,57,120,138],"class_list":["post-250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cash-for-junk-cars","category-totaled-cars","tag-cash-for-cars-company-indianapolis","tag-indianapolis-junk-car-buyers","tag-junk-car-faqs","tag-sell-a-junk-car-indianapolis","tag-sell-totaled-car-indianapolis","tag-total-loss-car-faqs"],"_links":{"self":[{"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/posts\/250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/comments?post=250"}],"version-history":[{"count":3,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/posts\/250\/revisions"}],"predecessor-version":[{"id":254,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/posts\/250\/revisions\/254"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/media\/251"}],"wp:attachment":[{"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/media?parent=250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/categories?post=250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.junkcarsindy.com\/blog\/wp-json\/wp\/v2\/tags?post=250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}