When is a Vehicle Totaled?

A vehicle is considered “totaled” when the cost to repair it back to its previous condition is more than the current value of the vehicle. Insurance companies and car manufacturers have stringent procedures and requisites in place to determine these values. With a totaled vehicle on your hands, you may feel like you are at a total loss; however, if you have insurance, you should be just fine depending on the level of coverage your policy provides.

With full coverage insurance, you can expect to receive money from your insurance provider to repair the damages, or to settle the note with the lien holder and cover the cost of a new vehicle of equal current value. If you have liability coverage, you will mostly likely receive less from your insurance provider and have to pay more out of pocket.

Uninsured or Underinsured Drivers

If you do not have insurance, your best option is to junk the vehicle for cash and apply your profit toward a new car purchase. You can do this by contacting a trusted junk car buyer and requesting a free phone estimate. If you accept their offer, they will usually come pick up your vehicle at no extra charge! Only reputable and highly professional junk car buying companies offer this kind of service.

Insurance Claims and Totaled Cars

If your insurance company marks your car totaled, they will take your vehicle and give you a check for the current value. However, if you want to keep your totaled vehicle, you must inform your insurance company. In this case, you can expect to receive less money for the vehicle. If you were to accept money from the insurance company, and then keep your vehicle, you could be found guilty of insurance fraud depending on the specifics of your situation.

Some policies allow people to keep their totaled vehicle, while others include language that does not permit this at all. It is important to talk to your insurance provider and learn the details of what your policy covers and what it does not. Do this before an accident occurs so that you make better decisions regarding what you can do with a totaled car.

Did you total your car, but it is not covered by enough or any auto insurance? Contact GC’s Junk Cars at 317-608-2188 to sell your junk car for cash on the spot to one of our Indianapolis junk car buyers! We even offer free junk removal!

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Here in Indianapolis, you could probably find a few hundred junk car buying companies. But in this industry, having a larger pool of buyers to choose from is not a good thing. Although there are several cash for cars companies out there, only a fraction of a percentage are reputable ones to do business with. Most other junk car buyers are fly-by-the-night companies with poor business ethics. They will make all sorts of promises, and never come through for you.

Instead of being subjected to the possibility of choosing the wrong Indianapolis Cash for Cars Company, avoid the risk and skip the hassle of searching around by calling GC’s JUNK CARS at 317-608-2188, today!

Continue reading to learn why you should choose us, and how to get started!

Indianapolis Junk Car Buyers 317-608-2188

GC’s Junk Cars of Indianapolis

GC’s Junk Cars is a local auto salvage yard that has been recycling cars and scrap metal for years. This is the main reason why you would want to sell your car directly to us. By selling directly to the scarp yard you will get more money in your pocket since we don’t have to pay the middle man.

The Junk Car Selling Process is SIMPLE:

1) Give us a Call
2) Get a Quote
3) Schedule a Free Pickup
4) Get Paid Cash

Why Choose Us

✪ We are Responsible and Honest Junk Car Buyers

Most junk car businesses operate using middlemen whose job it is to take advantage of customers and offer the lowest payouts possible. National companies often use these middlemen to make the process more complex and convolute, which causes many scorned customers to give up and walk away. But here at GC’s Junk Cars, we always offer honest prices, and stand by our services 100 percent. There is no middleman. You sell straight to us and get paid by us.

✪ We Make Same Day Service Possbile

Other junk car companies do not have the assets and resources to make the junk car selling process easy for customers. Most require that have your junk car towed to their auto salvage yards at your own expense. Additionally, they do not have the capitals to pay up on time, causing customers wait weeks for their check to arrive in the mail. But here at GC’s Junk Cars, we offer free pickup within 24 hours or less, AND pay you cash on the spot!

✪ We are Proud Green Recyclers

Many junk car buyers are not licensed professionals. As such, they are not likely to adhere to local and federal laws that govern junk car enterprises, especially when it comes to metal refining and fuel disposal. But here at GC’s Junk Cars, we will dispose of your vehicle according to all Indiana EPA regulations. You can rest assured that your car will not have a negative impact on our environment!

Get Started Now! Call 317-608-2188 to Request Your FREE QUOTE!

GC’s Junk Cars

Tag Archives: Junk Car Buyers near me

Can I Choose to Keep My Car After Totaling It?